A family shop like Family Shopes or the Family Guys Cookie Shop sells items from all over the world that are used by thousands of families and individuals, but it’s a big deal for a couple in the San Diego area who are trying to pay their bills.
That couple is Sarah and John Bowers.
The couple live in the town of Oceanside, and they work in a grocery store as the food handler and manager.
Their business is called Family Shops.
But while the store is doing well, the Bowers are struggling financially.
The Bowers were able to get a loan from the U.S. Department of Veterans Affairs to purchase a home, but the loan expired in March.
It is now up to the Bower’s to get more money from the VA to make the monthly payments on the loan.
The Bowers say that their family needs help, and that’s why they are asking for help on a federal level.
“I’ve been struggling to make rent on our home, and we’re in the middle of trying to do it and we just want to help out,” Sarah Bowers said.
“The fact that the VA would loan us a home when we didn’t even have a credit card to pay the rent and keep the kids fed, that is just unconscionable.
We are desperate,” John Bower added.
In California, there are certain types of loans that are specifically targeted to veterans.
These are called Homeownership Loans, and the amount that you can get from the government varies depending on the size of the loan, the duration of the mortgage and the income of the borrower.
But there are many others that are available for veterans that don’t qualify for these types of federal loans.
For the Benders, the situation is a little different.
The Department of Veteran Affairs is only authorized to lend to borrowers who are age 65 and older.
For the Boes, the loan is for $50,000 or less, and is not eligible for the Veterans Choice Program.
So the Bachers are asking the Department of Health and Human Services to step in and help them out.
“There’s a lot of people who are working on this who are very poor,” John explained.
“So, we have to do this.”
The Bower family is not alone.
More than 10,000 people in the United States are eligible for a VA loan.
However, only the Bowedses and their spouses are eligible.
The family of three have had to work hard to pay for their bills and are now asking for a loan.
“This is not something we could have gotten, if we hadn’t been able to make a down payment on the house and put the money in,” Sarah explained.
“If we were in the VA, we could pay the bills with a loan, but we don’t have that.
So, it’s really a debt that we’ve built up over the years,” John added.